Securing Sustainable Solutions to the African Debt Crises

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The African Forum and Network on Debt and Development (AFRODAD) maintains this website as a courtesy to those who may choose to access the website ('Users'). The information presented herein is for informative purposes only. AFRODAD is pleased to allow Users to visit the website and download and copy the information, documents and materials (collectively, 'resources') from the website for User's personal, non-commercial use, without any right to resell, redistribute or create derivative works there-from, subject to the terms and conditions outlined below, and also subject to more specific restrictions that may apply to specific material within this website.

The AFRODAD administers this website. All resources on this website are subject to these terms and conditions. Unless expressly stated otherwise, the findings interpretations and conclusions expressed in the resources on this website are those of the various authors of the work and are not necessarily those of AFRODAD.

Materials provided on this site are provided 'as is' without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. AFRODAD specifically does not make any warranties or representations as to the accuracy or completeness of any such materials. The AFRODAD periodically adds, changes, improves, or updates the resources on this website without notice. Under no circumstances shall AFRODAD be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of this site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall AFRODAD or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if the AFRODAD has been advised of the possibility of such damages. User specifically acknowledges and agrees that the AFRODAD is not liable for any conduct of any User.

This site may contain advice, opinions, and statements of various information providers and content providers. AFRODAD does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any User of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither the AFRODAD Agency nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting there from.

As a condition of use of this website, the User agrees to indemnify the AFRODAD and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of this website, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If the User is dissatisfied with any material on this website or with any of terms and conditions of use of this website, User's sole and exclusive remedy is to discontinue using this website.

Nothing in this website or any resources shall be construed, implicitly or explicitly, as containing any investment recommendations.

Links to third-party web sites
This website contains links to third-party web sites. The linked sites are not under the control of the AFRODAD and AFRODAD is not responsible for the contents of any linked site or any link contained in a linked site. AFRODAD provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked website by the AFRODAD.

If this website contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, 'forums'), User agrees to use the forums only to send and receive messages and material that are proper and related to the particular forum. By way of example, and not as a limitation, User agrees that when using a forum, User shall not do any of the following:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
  • Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  • Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.
  • Falsify the origin or source of software or other material contained in a file that is uploaded.

Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters. Download any file posted by another User of a forum that you know, or reasonably should know, cannot be legally distributed in such manner. User acknowledges that all forums or discussion groups are public and not private communications. Further, User acknowledges that chats, postings, conferences, emails and other communications by other Users are not endorsed by AFRODAD, and such communications shall not be considered reviewed, screened, or approved by AFRODAD. AFRODAD reserves the right for any reason to remove without notice any contents of the forums received from users, including without limitation email and bulletin board postings.

Applicable Law and Jurisdiction
This Agreement will be interpreted and enforced in accordance with the laws of Zimbabwe Any action to enforce this agreement shall be brought in the courts located in Zimbabwe

Preservation of Immunities
Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of AFRODAD, which are specifically reserved.

AFRODAD reserves its exclusive right in its sole discretion to alter, limit or discontinue the site or any resources in any respect. AFRODAD shall have no obligation to take the needs of any User into consideration in connection therewith.
AFRODAD reserves the right to deny in its sole discretion any User access to this website or any portion thereof without notice.
No waiver by AFRODAD of any provision of this agreement shall be binding except as set forth in a writing signed by its duly authorised representative.